Potential-linked credit plan released for Krishnagiri
The Hindu
NABARD's potential-linked credit plan estimates ₹25,779.38 crore credit potential for Krishnagiri district, boosting agriculture and MSMEs for 2026–27.
The potential-linked credit plan (PLP) envisions a total credit potential at an estimated ₹25,779.38 crore for Krishnagiri district for 2026–27. The PLP prepared by the National Bank for Agriculture and Rural Development (NABARD) was released by Collector C. Dinesh Kumar at the Collectorate here on Wednesday (March 4, 2026).
The PLP assesses the sector-wise credit potential of the district and serves as a guiding document for banks and financial institutions to plan their lending activities in priority sectors.
As per the assessment, the total priority sector credit potential includes a credit potential of ₹17,091.75 crore for Agriculture and allied sectors that include farm credit, agricultural infrastructure and ancillary activities.
The credit potential for Micro, Small and Medium Enterprises (MSME) sector has been estimated at ₹6,780.32 crore, reflecting the growing importance of industrial and service sector activities. Export credit potential has been assessed at ₹73.12 crore, education loans - ₹39.15 crore, housing sector - ₹116.16 crore, renewable energy sector - ₹16.29 crore and social infrastructure projects - ₹70.99 crore.
Informal credit delivery systems including Self Help Groups (SHGs) and Joint Liability Groups (JLGs) have been estimated at ₹1,591.60 crore.
The PLP has been prepared based on current credit flow trends, sectoral growth patterns, revised unit costs and the developmental priorities of the district.
NABARD's potential-linked credit plan estimates ₹25,779.38 crore credit potential for Krishnagiri district, boosting agriculture and MSMEs for 2026–27.
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