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The Hindu
Age and adverse health history create challenges in buying health insurance for the first time.
A. Age and adverse health history create challenges in buying health insurance for the first time. This is one reason why it is advisable to opt for it at a younger age, not only for coverage at a lower premium, but also a chance to work off the various waiting periods for coverage and be assured of life-long renewability which every company has to give. Having said that, there is no blanket ban on insuring an older person or a person with a health incident behind them. In fact, almost all companies have senior citizens health insurance policies, including public sector insurers. Coming to health insurance for a cancer survivor, you should look at specialised health insurance companies’ offerings of ongoing cover for cancer survivors, including cover for recurrence, metastasis and second malignancy.More Related News