Dead on paper: Ex-jawan, wife accused of cheating Army insurance fund of Rs 3 lakh

The couple submitted forged documents, including a fake death certificate, claiming the soldier was electrocuted in 2011. The insurance payout was approved in 2013 and credited to the wife's account.

A former Indian Army jawan allegedly staged his own death on paper and fraudulently claimed insurance money with the help of his wife, leading to the registration of a case at Delhi’s Vasant Vihar police station.

According to the FIR, the accused – identified as Akhilesh Kumar, a former soldier of the Bihar Regiment – and his wife Gyanti Devi allegedly fabricated documents to falsely claim that Kumar had died and used those documents to obtain money from the Army Group Insurance Fund.

Police said Kumar joined the Army in 1998 and retired in 2010. Investigators said he had served 12 years and eight months, making him ineligible for a pension. After retirement, Kumar returned to his village in Bihar. According to the complaint, he and his wife allegedly then devised a plan to fraudulently obtain insurance benefits.

In 2011, Gyanti Devi informed the Army that her husband had died of electrocution on September 17, 2011. To support the claim, the accused allegedly submitted forged documents, including a fake death certificate issued by a village panchayat, an affidavit and other documents.

Based on these submissions, the Army Group Insurance Fund approved a claim in June 2013, transferring Rs 3 lakh to the bank account of Kumar’s wife. Officials said the couple also received Rs 21,750 as interest due to a delay in the payment.

The alleged fraud came to light during an investigation by police in Jehanabad district of Bihar, where officials discovered that Akhilesh Kumar, who had been declared dead in official records, was actually alive.