With Trump's win, student debt relief is in question. Here's what to know.

President Joe Biden made student loan forgiveness a central issue to his administration, rolling out efforts to forgive debt as well as to lower repayments for millions of borrowers. But with President-elect Donald Trump returning to the White House in January, the future of those efforts is now in question. 

During the presidential debate with Vice President Kamala Harris, Trump described Mr. Biden's efforts to forgive student borrowers as "a total catastrophe." While he hasn't explicitly addressed his plans for student loans, he's called for eliminating the Department of Education, which manages the $1.6 trillion federal student loan portfolio. 

It's unclear which agency or group would manage those loans if the Education Department were to be eliminated, a step that would require approval from Congress. The Trump campaign didn't immediately respond to a request for comment about Trump's plans for student debt relief.