
IIT Madras-incubated Muse Wearables partners with NPCI to launch India’s first wearable payments ecosystem
The Hindu
The system allows users to make instant, secure payments by tapping their Smart Ring ‘Ring One’ on any NFC-enabled POS terminal — no phone, card, or wallet required
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












