If 50% of insurers offer mental health cover, why is usage below 20%?
India Today
While it is encouraging that mental health cover is becoming more common, the low usage rate raises questions. Are employees fully aware of what is available to them? Do they know how to access these services? Or are they still hesitant to seek help?
Let’s be honest, over the past few years, conversations around mental health have become more open. Companies talk about it, leaders speak about it, and insurance policies now include it. But are people actually using the support available to them?
In fact, despite half of Indian insurers providing mental health support under their health plans, employee utilisation stands below 20%, according to Aon’s 2025 Insurer Wellbeing Benchmarking Report.
India’s health insurance market is changing quickly. Many insurers now offer telehealth services, online doctor consultations and digital claim processes. Around 83% of insurers surveyed provide telehealth support.
However, digital expansion does not automatically mean better outcomes. The report shows that although services are available, measurable impact remains limited in several areas, including mental health.
Simply offering counselling or therapy sessions is not enough. Employees must feel comfortable using them, and employers must actively promote them.
The report reveals that employers are placing greater focus on workforce wellbeing. They want benefits that improve health, reduce stress and deliver real results.
The reconstituted panel includes several key institutional representatives. These include members from the Life Insurance Council and the General Insurance Council, along with heads of important professional bodies.
Many people are seeing sudden jumps in their health insurance premiums at renewal. The reasons aren't always clear, and insurers don't always explain them. In this article, we break down the possible reasons behind these sudden premium jumps.
Goal-based investing reframes personal finance from a pursuit of returns into a pursuit of readiness. The most meaningful financial success is not the highest number on a statement, but the confidence that money will be available when life demands it.
Despite global tensions, gold and silver turned cheaper, with gold down Rs 3,400 and silver down Rs 11,000. Does this decline signal a good entry point for investors?
The global brokerage has cut its Nifty target to 27,000 from the earlier estimate of 28,500. Even after the reduction, the new target still suggests a possible upside of about 17% from the Nifty's last closing level.
Many taxpayers were surprised to receive emails about advance tax payments mentioning "significant transactions". But soon after complaints surfaced, the Income Tax Department asked people to ignore those messages. So what exactly went wrong?
Early signals from the derivatives market suggest a positive start. GIFT Nifty futures were trading at 23,257 at around 08:11 am, indicating that the Nifty 50 may open above Friday's closing level of 23,151.10.
The acquisition signals a major consolidation in India's online education space, bringing together two leading edtech players under a unified, AI-driven growth strategy.
This is the second story in Lock & Key, a series examining how India's bank locker system works and what customers should know before trusting their valuables to a steel vault.
