
Centre has not transferred ₹3.69 lakh crore of cess collections to the designated funds, CAG finds
The Hindu
CAG report reveals ₹3.69 lakh crore cess shortfall in transfers to designated funds by Central Government.
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












