
When fear is the key Premium
The Hindu
Understanding the impact of FOMO and FOL on investment decisions, and how to manage losses to avoid regret.
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












