
Stock markets decline for 3rd straight session on FII outflows, H-1B concerns
The Hindu
Sensex and Nifty close lower for third day due to IT, banking shares selling, foreign fund outflows, and US visa fee hike.
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












