RBI Monetary Policy 2025 key highlights: Repo rate cut to 6.35%, GDP likely to be 6.4%
The Hindu
Monetary Policy Committee reduces policy rate to 6.25%, aims for inflation alignment and growth support amid global uncertainties.
In a bid to add to the momentum of the Budgetary reliefs announced by the Centre, the Monetary Policy Committee (MPC) on Friday (February 7, 2025) decided unanimously to reduce the policy rate by 25 basis points to 6.25% from 6.5%. One basis point equals 0.01%. Consequently, the Standing Deposit Facility rate will be at 6%.
RBI Governor Sanjay Malhotra during the briefing said, “The interest of the economy demands financial stability and consumer protection. Our mandate at the RBI is to ensure both of them.”
Here are the key highlights from the announcement:

Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












