Digital payment growth sets stage for tokenised assets

Doha, Qatar: Qatar s surge in digital and cashless payments is laying the groundwork for broader crypto and tokenised asset adoption, said a regional...

Doha, Qatar: Qatar’s surge in digital and cashless payments is laying the groundwork for broader crypto and tokenised asset adoption, said a regional market expert.

According to the Qatar Central Bank’s (QCB) figures in July 2025, digital payments totalled QR16.133bn, processed across 51.697 million transactions spanning card payments, instant transfers (via Fawran), and mobile wallet platforms.

In light of those numbers, Silvina Moschini, Founder and Chief Strategy Officer of Unicoin, noted that Qatar is not merely witnessing digitisation in payments, but it is laying the groundwork for full-scale adoption of tokenised assets.

“Qatar’s rapid embrace of digital and cashless payments shows that the country is already building the behavioral and technological foundation for broader crypto adoption,” Moschini told The Peninsula. “When people get used to QR-based transactions, mobile wallets, and instant settlement systems, moving into tokenised assets becomes a natural next step.”

Commenting on the robust figures in digital payments, she said, “This is not just a large number; it proves the maturity of Qatar’s digital rails, with 24/7 settlement, strong security, and mass user adoption. In other words, Qatar is not starting from scratch; it’s already pressure-testing its infrastructure at scale.”