Did you know? Debit, credit cards come with accident insurance cover
The Hindu
Not many customers are aware of this; experts suggest customers check with their banks about the kinds of insurance policies offered
Debit and credit cards issued by banks come with a complimentary personal accident insurance cover, which not many customers are aware of. Consumer activist T. Sadagopan said he came to know about the insurance cover only through a social media post and a recent advertisement given by a public sector bank on their card offering.
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.
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Five top firms lose ₹1 lakh crore in market value, with HDFC Bank experiencing the largest decline of ₹56,124.48 crore.
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