Data | How many Indians own a fridge, AC or a washing machine: A State-wise split
The Hindu
Only 16% of households in India own all three appliances- television, refrigerator and washing machine, while close to 25% do not own a car, a bike or a bicycle
Nearly two-thirds of the households in Uttar Pradesh and close to half in Rajasthan endured the searing heat wave this summer without air-conditioners or air-coolers, NFHS-5 (2019-21) data revealed. In fact, only 15% of households in rural India owned one of these, whereas in the urban areas the ownership was significantly better at around 40%. The data also showed that only 7.5% of households own a car, whereas 50% own a bicycle. Ironically, bicycle lanes are a rarity in India. Notably, only 16% of households own a television, a refrigerator, and a washing machine — showing that the trio are still luxury commodities.
The maps show the share of households in each State that owns a type of transport. The overall share of Indians who own a type of vehicle is also mentioned above the map. The darker the colour, the higher the ownership of vehicles.
Almost 50% of Indian households own motorised two-wheelers. Punjab tops the list with 75% of households owning a bike while the northeastern States are among the least.
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More than half of the Indian households own a bicycle. Bicycle ownership was relatively very high among the eastern, northern and north eastern parts of the country
Only less than 10% of households in India own a car. The ownership was relatively higher in Punjab, Kerala, Goa, Himachal Pradesh, the U.T.s of Ladakh and Jammu and Kashmir and select northeastern States.
Close to 25% of households in India do not own a car, a bike or a bicycle.

Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












