Analysing Indian States’ macro-fiscal health
The Hindu
Decadal analysis by CAG reveals fiscal health of Indian states, highlighting borrowing patterns and revenue sources, impacting welfare spending.
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Insurance penetration and density are often misunderstood and do not reveal how many families are insured or whether they would be financially secure if the main earning member were to die. The real issue is not reach but adequacy, as households may have life insurance but not enough cover to replace lost income, leaving them financially vulnerable.












