Advocates call for tax breaks for single seniors as cost of living rises

Some B.C. seniors who used to rely on a spouse or partner to afford the basics and now live alone say they cannot keep up with the rising cost of living.

"I don't regard myself as poor," said Malcolm Roberts. "When you become a single senior and you lose all of those couples benefits, that does impact you a lot."

Roberts, 76, has been living in the same Kelowna condo he moved into with his wife, Eleanor, around 20 years ago. She died in 2021, after being diagnosed with multiple sclerosis.

"Suddenly I lose all of those [benefits] because we could share. There was income splitting, I could share her deductions and suddenly all that was gone," he said. 

With a fixed taxable income of around $36,000 a year, Roberts says he's paying more now because he's in a different tax bracket.

That's on top of the expenses he used to share with his wife.

"I would love to be able to go out every now and again for a meal, but you know meals are getting to be quite expensive these days," he said.

Advocates want to the federal government to ease some of the financial pressure on older Canadians living on a single income.

"Single people, for example, may need to spend more money on ... personal support workers, because they don't have a spouse at home to help them with basic things," said Elizabeth Brown, director of of the national advocacy group Single Seniors for Tax Fairness (SSTF).

Brown said the group presented recommendations to MPs and finance committee members in a pre-budget submission, which included five tax breaks for single seniors. 

The recommendations include new non-refundable tax credits and increasing pensions for single seniors.

SSTF was disappointed to see its recommendations were not in this year's federal budget.

"I don't think we're in a world where you can say, well, if you're married, this is what you spend your money on. And if you're single, you spend your money on something else," Brown said.

In a statement to CBC News, a spokesperson for the federal Finance Ministry said since 2015, it has lowered senior poverty by increasing old age security and guaranteed income supplement benefits, among other things.