Why Is Medicare So Complicated?

Open enrollment is happening now for Medicare until December 7, but why is it so complicated to understand?

By the government's last count in 2021, 64 million adults were enrolled in Medicare. But that doesn't mean it's simple to navigate. The Medicare maze is growing more entangled over the years, as Congress adds new benefits, exceptions, and penalties.  

Let's break it down:

Once you turn 65, you are eligible to enroll in Medicare. There are four different parts.