What you should know before opening a new credit card
CNN
With so many options to consider, choosing a new credit card can be daunting. But for most Americans, it's a necessary step to establishing credit.
About 92 million Americans have little to no credit history, according to Equifax. With scant information to go on, it's harder for credit bureaus to assess the likelihood that a person will be able to pay back a loan or line of credit.
One way to build your credit history is by opening and using a credit card.
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