What ELSS, if not fixed deposits?
The Hindu
Equity-linked savings schemes (ELSS) help you save tax. But, so do tax-saver fixed deposits (FDs). What should you opt for?
The answer depends on your risk profile. But, before that, let’s take a look at what each offers, and entails. Investments in both ELSS and tax-saving FDs of up to ₹1.5 lakh per financial year qualify for tax deduction under Section 80C. ELSS primarily invests in equities. On the other hand, tax-saving FDs are fixed income instruments offered by the post office and banks. Apart from being different asset classes, ELSS and tax-saving FDs also differ widely in terms of product features and taxation of returns.
Domestic household savings replace foreign institutional money, giving Indian markets stability but raising concerns about unequal participation and limited returns for new retail investors. Access asymmetry and unequal outcomes emerge as key challenges, making investor protection, lower fees, passive investing, and stronger governance crucial.

The Ministry of Petroleum and Natural Gas (MoPNG) should work closely with the Ministry of External Affairs (MEA), and other concerned government agencies, to strengthen diplomatic engagement with oil-producing countries, secure favourable investment terms and address tax and regulatory hurdles faced by public-sector enterprises (PSEs) abroad, the parliamentary committee on public undertakings (2025-26) stated in their latest report tabled Wednesday.











