Travelling post-COVID: Know these popular benefits that are part of your travel insurance policy

With the onslaught of the COVID-19 pandemic, the travel industry is  now riddled with uncertainties and apprehension.  This has led to an upswing in people opting for travel insurance. 

New Delhi:  The world is gradually unlocking after two long years and the pent-up wanderlust is finally prevailing over the skies. While it is busy time for the travel sector, the opening up of international travel also coincides with the arrival of the vacation season.

Travel is no longer the way it used to be. With the onslaught of the COVID-19 pandemic, the travel industry is  now riddled with uncertainties and apprehension.  This has led to an upswing in people opting for travel insurance. It is now pertinent to know about popular benefits that are part of your travel insurance policy and how they cover you against potential risks that are not a part of your itinerary, if you are starting your vacation plans.

Amit Chhabra, Head - Health and Travel Insurance, Policybazaar.com, in a conversation with Reema Sharma of Zee Media shared his views on some of the popular benefits that travellers should opt for depending on their needs.

Should one opt for travel insurance covering pre-existing diseases or illnesses?

Pre-existing health conditions like diabetes or heart ailments are becoming increasingly common among all age-groups, especially in a post-pandemic world. In case you face any medical exigency due to these diseases, you could end up with large expenses in a foreign land, more so for senior citizens. Therefore, it’s important to opt for travel insurance covering PEDs, but it’s equally important to declare every bit of information to your insurer as these will be covered only in an emergency situation and not for pre-planned hospitalisation. Not declaring prior treatments or surgeries or any related information can lead to the rejection of your claim.