These are the best and worst places to retire in the U.S.

Deciding where to spend one's golden years is a very personal and subjective decision, but there are criteria that make some U.S. cities objectively better for retirees than others. 

With that in mind, researchers from personal finance site WalletHub studied more than 180 U.S. cities then ranked them according to metrics relating to quality of life, including health care services and recreational opportunities, for a new list of the best and worst places for retirees.

Given that many retirees live on fixed incomes and inflation is driving up the cost of living, affordability is a key metric to take into account when considering where to live out one's golden years.