Most and least expensive Ontario cities to buy car insurance revealed

A new Ontario city has taken over the title of the most expensive place in the province to buy car insurance.

"It's definitely good news," Tanisha Kishan, insurance expert with RatesDotCa, told CTV News Toronto.

With so many people still working from home during the second year of the pandemic and traffic remaining light on many highways, car insurance premiums in Ontario have dropped an average of 3.8 per cent.

"A lot less vehicles on the road equals a lot less claims, which translates into premium decreases for consumers," Kishan said.

According to RatesDotCa, the average Ontario auto insurance premium in 2020 was $1,616. Last year it dropped to $1,555, a 3.8 per cent decrease.