How to find — and use — a budgeting app that works best for you

Chit-chat around the water cooler introduced Sarah Prince to her first budgeting app. A decade later, Prince says she still sees their value even after her favourite financial tool went under earlier this year.

"It was interesting to track my spending over time," Prince said. 

For her, it wasn't just about tracking her monthly expenses, it was also seeing how her spending patterns changed over the years. 

"I started out as an intern, then started making more money and travelling, and my habits changed," she said. Prince was mostly aware of her habits but the budgeting app helped her put numbers into perspective and track every dollar spent on commutes, ride-share trips and personal care.