Don’t let go of your no-claim bonus
The Hindu
When you sell your car, the NCB stays with you as it is attached to you, and not the vehicle.
When you transfer your vehicle insurance to the buyer, you get to keep the best part of it for yourself — your no-claim bonus (NCB). This is the accumulated reward for your claim-free record. This can go up to 40% and you get to encash it at renewal as a discount on your Own Damage premium. When you sell your car, the NCB stays with you as it is attached to you, and not the vehicle. But it is not automatic.
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