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Cape Breton man fears losing home to weather-related insurance cancellation

Cape Breton man fears losing home to weather-related insurance cancellation

CTV
Monday, February 27, 2023 03:55:43 PM UTC

A homeowner in Cape Breton says he's about to lose his insurance after being impacted by a series of storms, with insurance companies calling him "high-risk."

It's been one thing after another for Fabian England since he moved into his home in Reserve Mines, N.S., more than six years ago.

"We bought this home in 2016,” England said. “It wasn't long after that we had that Thanksgiving flood."

England's home suffered water damage from that storm, and again from another heavy rain event about a year-and-a-half later.

He put an extra sump pump in his basement, and hasn't had water damage since. But then came the wind damage.

Fiona blew through, then another wind storm shortly after. Now, he's left with damage to his siding and roof.

"I need a new roof and I need siding because of the hurricane, and they're charging me two deductibles,” England said.

England said he's bought insurance for more than 40 years and never submitted a claim until the Thanksgiving storm six years ago.

Read full story on CTV
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