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中小企融資擔保計劃優化措施下月生效 申請期限延至明年中

中小企融資擔保計劃優化措施下月生效 申請期限延至明年中

Ta Kung Pao
Wednesday, March 30, 2022 11:19:24 AM UTC

  「百分百擔保特惠貸款」下每家企業最高貸款額由18個月僱員薪金及租金的總和提高至27個月,上限由600萬元增加至900萬元,最長還款期由8年延長至10年。合資格企業為今年3月31日前已最少營運三個月,並自2020年2月份起任何單月的營業額較2019年1月至2022年3月期間任何季度的平均每月營業額下跌最少三成。

  另外,「中小企融資擔保計劃」下「八成信貸擔保產品」「九成信貸擔保產品」及「百分百擔保特惠貸款」延長還息不還本安排6個月至合共最多30個月,同時提供一個為期一年的部份本金還款選項,讓有意願和有能力的藉款企業逐步回復正常還款。

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