专家：央行降息将促进我国经济复苏

LPR下调一方面有助于降低企业融资成本、提振市场主体信心，另一方面也有助于稳定房地产业、降低居民房贷负担，促进消费。

日前我国一年期和五年期以上贷款市场报价利率（LPR）双双下调，专家指出，LPR下调一方面将有助于降低企业融资成本、提振市场主体信心，另一方面也有助于稳定房地产业、降低居民房贷负担，促进消费。

The reduction in China's benchmark lending rates on Monday will boost the nation's economic recovery by spurring corporate and household spending and stabilizing the real estate sector, experts said.

专家称，我国8月22日下调基准贷款利率，将有利于刺激企业和家庭支出、稳定房地产业，从而促进我国经济复苏。

China's over-five-year loan prime rate (LPR) dropped to 4.3 percent in August from 4.45 percent in July and marking the lowest level since the rate debuted in August 2019, the National Interbank Funding Center said on Monday.

全国银行间同业拆借中心8月22日公布，我国五年期以上贷款市场报价利率（LPR）8月下调至4.30%，上月为4.45%，这是自2019年8月推出LPR新报价方式以来的最低水平。

The one-year LPR also decreased on Monday, to 3.65 percent from 3.7 percent a month earlier, the center said.

一年期LPR也在同日下调至3.65%，上月为3.70%。