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A new decade is a great time to think about your savings and retirement plan

So it’s 2020, and maybe you didn’t save enough over the past decade — or do the wisest things with what you did save. Don’t worry, you have lots of company. But it’s never too late to start saving, and it’s never, ever too early. Since it’s a brand-new decade, it’s the perfect time to realize that long-term savings and retirement planning ought to be thought of in 10-, 20- and even 30-year time increments. Of course, that depends on your age and financial situation. But regardless, the math is much kinder to those who regularly contribute to their investments over time. And, statistically, the longer the time frame, the better most do. What’s the best way to start? If your company has a 401(k) plan, take advantage o ...